Waterfront Homes for Sale in Commerce, Michigan

Evergreen Homes builds brand new waterfront homes for sale in Commerce, MI, at The Reserve at Crystal Lake, a 160-acre private community surrounding a private 40-acre lake reserved for residents.

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Commerce Township's Only Private-Lake New Construction

The Reserve at Crystal Lake is a 160-acre exclusive luxury community built around a private 40-acre lake, available for use only by the people who live here.

That means no strangers at your beach. No public launch crowds your view on a summer Saturday. Just your neighbors, your kayak, and the lake.

The community has 203 premium home sites. Many sit directly on the water. Others are set back with a view of the lake through beautiful landscaping. Every homeowner gets the same access to the private beach, beach house, boat launch, and kayak and canoe storage, regardless of where the home sits.

Private-Lake New Construction in Commerce Township

Who These Waterfront Homes Are Built For

Not every waterfront buyer is the same. Here is who tends to thrive at The Reserve.

  • A move-up buyer who wants a lake lifestyle without leaving southeastern Michigan.
  • A family that values school quality, neighborhood safety, and a strong sense of community.
  • A buyer tired of bidding wars on tired resale homes that need new roofs, new windows, and new mechanicals from day one.
  • A veteran or active service member planning to use a VA construction loan for a new build.
  • An empty-nester who wants single-level living with a covered patio facing the water.
Who These Waterfront Homes Are Built For

New Construction vs. Resale Waterfront in Commerce

Existing waterfront homes in Commerce Township have charm, mature landscaping, and sometimes a good price per square foot on paper. What they also have is hidden wear. Aging mechanics. Seawalls that need work. Roof lines that predate modern energy codes. Plenty of buyers find out about those costs only after closing.

Buying new removes most of that guesswork. You pick the floor plan, the exposure to the lake, and the finishes. The home is delivered with a builder's warranty, the latest and greatest insulation, and a full stack of premium inclusions out of the box. 

Who These Waterfront Homes Are Built For

Waterfront Floor Plans at The Reserve at Crystal Lake

Every plan at The Reserve is designed for lake living, not just to sit on a lot. Rear elevations, great rooms, and expansive windows are oriented to pull in water views. Here is a quick look at the four current plans.

The Avalon

2025 Blue Ribbon Award winner from the Home Builders Association of Southeastern Michigan. 2,995 square feet, three bedrooms, two and a half baths, two and a half car garage. Luxurious and spacious first-floor owner’s suite. The rear elevation is built for lake views with an open great room and tall windows.

The Madison

2024 Blue Ribbon Award winner and the largest plan at roughly 3,100 square feet. Four bedrooms, two and a half baths, three-car garage. A good match for families who host weekends by the water.

The Newport

2,820 square feet, four bedrooms, and the flexibility to add a third full bathroom upstairs creating an en suite bedroom, an optional first floor in-laws suite, or a spacious second floor loft. Works well for multigenerational living or a dedicated guest wing.

The Chelsea

Craftsman-inspired, with flex room options that are ideal for a lakeside home office, a hobby room, or a morning yoga space overlooking the water.

Every plan can be personalized. Covered patios, loft conversions, in-law suites, and flex rooms are common upgrades.

Community Amenities Beyond the Water at The Reserve at Crystal Lake

The lake is the headline. The rest of the community is what makes daily life here easy.

  • Private beach, beach house, and restrooms for residents.

  • Private boat launch is reserved for homeowners, not the public.

  • On-site kayak and canoe storage, so you do not haul your paddle craft from the garage.
  • Children's play area near the beach, plus picnic and gathering spaces.
  • Adjacent to Proud Lake Recreation Area, with more than 3,000 acres of trails, fishing, and mountain biking right next door.

Think of it this way. You get a private lake for swimming and paddling, plus a state recreation area for hiking and fishing, without getting in the car.

VA construction loans are a specific product. Not every lender handles them well. Our preferred lender does. That matters when the appraisal and inspections need to line up with the build schedule.

Community Amenities Beyond the Water at The Reserve at Crystal Lake

Why Build Your Lake Home with Evergreen Homes

Choosing a builder is really choosing a partner for nine to twelve months of your life. Here is what sets us apart.

  • 25 years of building luxury homes across southeastern Michigan.

  • Family-owned and operated. You work with the builder, not a rotating project manager.
  • Jon, the owner and builder is on-site every day. If anything arises, he sees it first-hand.
  • 2025 Development of the Year from the Home Builders Association of Southeastern Michigan for The Reserve at Crystal Lake. The Avalon plan earned the 2025 Blue Ribbon Award and the Madison plan earned the 2024 Blue Ribbon Award.
  • Premium features come standard, not as upcharges, including granite counters, GE appliances, Kohler fixtures, Andersen windows, James Hardie siding, and Ultra-Shield waterproofing.

Ready to See The Reserve at Crystal Lake?

The fastest way to know if a waterfront home in Commerce is right for you is to stand on the beach and look out across the water. Pick a time that works with your schedule, and tour the community, the model home, and the lots still available.

Call (734) 228-1265 | Schedule A Visit At The Reserve

Frequently Asked Questions

Is Crystal Lake in Commerce Township a Public or Private Lake?

The 40-acre Crystal Lake inside The Reserve is private and reserved for residents of the community. There is no public access. The residents-only beach, boat launch, and kayak storage are part of what you are buying when you buy a home here.

Do All Homes in The Reserve Have Waterfront Access?

Every homeowner has full access to the lake through the community's private beach, beach house, and boat launch. Individual home sites vary. Some sit directly on the water, some have a lake view from a setback, and some are interior lots. All residents share the amenities.

How Large Are the Homes at The Reserve at Crystal Lake?

Plans range from roughly 2,500 square feet up to about 3,250 square feet and beyond, with options. The Avalon is 2,995 square feet, the Madison is around 3,100, and the Newport is 2,820. Optional flex rooms, lofts, room extensions and in-law suites can extend livable space further.

What Schools Serve The Reserve at Crystal Lake?

Huron Valley Schools serve the community. Children generally attend Country Oaks Elementary, Oak Valley Middle School, and Lakeland High School. Families should confirm current boundaries with the district.

Can I Customize My Waterfront Home?

Yes. Evergreen Homes is a semi-custom builder. You can choose the floor plan, the architectural style, and the finishes, and add structural options such as covered patios, lofts, office/flex rooms, and in-law suites. Personalization happens before construction locks in.