Blog by Evergreen Homes

At Evergreen Homes, we know your new home is one of the biggest investments you’ll ever make. That’s why we carefully select every material that goes into our new construction communities—prioritizing not just beauty, but also long-term performance. One of the most important choices we’ve made for our homes is James Hardie® fiber cement siding, trusted by over 10 million homeowners across the country.

Buying your first home is a major milestone—and at Evergreen Homes, we want you to feel confident and informed every step of the way. Whether you’re exploring new construction in Commerce Township or in Canton, a smart budget is the key to a smooth, stress-free homebuying experience.

Are you an active service member or veteran looking to build the home of your dreams? If so, the VA construction loan may be just the right financing tool to help you realize that dream. Like traditional VA home loans, VA construction loans are backed by the U.S. Department of Veterans Affairs and offer qualified service members and veterans exclusive and unique benefits to make building a new home more affordable and achievable.

Buying a home is one of the most important decisions and most expensive investments most people will ever make. To finance a home, lenders such as banks offer mortgage loans that allow home buyers to spread out the cost of the home over many years while making agreed upon monthly payments of principal and interest. The interest rates charged on mortgages can vary widely over time, affecting the overall cost of those monthly payments. What causes mortgage interest rates to go up and down? 

In many respects, financing a new construction home is much like getting a mortgage to purchase a resale home. There are, however, some additional financing opportunities that apply to new construction homes, which do not apply to the purchase of existing homes. For example, the construction loan and bridge loan. These can be used to fund the purchase and construction of a new home before the sale of your current home. Let’s look at each type of loan separately:

Your home is probably your largest and most valuable investment, so it makes sense to protect it. As with all insurance, you hope to never need it, but for a relatively small amount compared to the price of your home, you are buying peace of mind in case something does happen.

While the price of buying a new construction home in Canton, Michigan is creeping higher and higher, there are still ways you can save when buying a new home. It’s like shopping for a new car: You need to be smart and do your homework, which means asking the right questions!

Homeowners often struggle with the dilemma of whether to renovate an existing home or build a new one. It is a tough decision and one that requires consideration of many factors, not just cost alone. There are many intangible factors to consider as well.

Buying a new construction home provides some exciting opportunities that often are not available when purchasing an existing home (like the ability to choose your exact cabinets, countertops, flooring and even floor plan). On the flip side, buying a new construction home also presents some different considerations that often are not present when purchasing an existing home. So what do you need to know before buying a new construction home?

Construction loans are a type of financing that gives more new home buyers the opportunity to build the new construction home of their dreams. This article explains the basics of what a construction loan is and what’s involved in the process.